Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The entire amount of the authorisation or approval will be debited and will not form part of the available balance until the authorisation or approval clears, although only the amount actually spent or authorised will be finally deducted from the available balance after the authorisation or approval clears. This means that the authorisation or approval obtained on the Card can be for an amount up to 20% or more than the total bill (or anticipated bill) to cover additional items such as tips and incidentals or to ensure that adequate funds are available to cover the final purchase. When using the Card with some merchants (such as hotels, taxis, rental cars, restaurants and cruise ships) or for mail order purchases, Card "tolerance limits" may apply. The card can be used for purchasing goods and services where Mastercard Prepaid cards are accepted for electronic transactions (excluding transactions at ATMs or over the counter at financial institutions). We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. Mastercard® is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated.Īuthorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept Mastercard Prepaid cards). Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. You should consider the Product Terms and Conditions (PDF 80kB) before deciding to acquire the product. Australian Credit Licence 244310 (“Issuer”) pursuant to a licence by Mastercard Asia/Pacific Pte Ltd. Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Card in conjunction with the issuer, Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL 244310. Merchants or other providers may impose limits on use of the Australia Post Gift Card by Mastercard® (“Card”).
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Read the full terms and conditions before purchase and first use.Ģ Excludes ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards.
Australian Postal Corporation ABN 28 864 970 579 is the distributor of the Card and is responsible for providing various cardholder services.
1 Australia Post Gift Card by Mastercard: The Australia Post Gift Card (“Card”) is issued byHeritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL 244310.
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